legaci HQ Junior. Learn. Grow. Lead.
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Learning that helps young people grow

Practical, engaging learning experiences that build knowledge, confidence, and everyday life skills.

What we create

Interactive learning experiences

Journals, playbooks, workshops, and family learning tools, designed to be practical, engaging, and inclusive.

Interactive journals

Hands-on pages for goal setting, everyday decisions, and building habits, including My First Money Journal and My Fire Safety Journal.

Browse journals

Playbooks

Practical guides for the next stage, including our Teen and Young Adult Playbook.

See the shop

Workshops & family tools

Bringing learning beyond the page through interactive activities, guided experiences, and practical resources for children and families.

Our Money Smart Hero Workshop is preparing for its pilot phase, offering children a hands-on introduction to earning, saving, spending, and giving.

Explore workshop partnerships
Financial LiteracySafety EducationLeadershipEmotional WellnessFamily LearningInclusive Design

Building confident and empowered leaders to create a lasting legacy.

01

Bank accounts to explore

Options to look into together. Opening a real account can make saving feel real. Terms change, so check each provider’s current details. This is not an endorsement or financial advice.

Capital One Kids Savings

Younger children

No fees, no minimums, parent-controlled. A first account for watching savings grow.

Greenlight

Younger children

A debit card for young people with parent spending controls, savings goals, and built-in chore tracking.

Chase First Banking

Younger children

Free for children with a Chase parent account. Simple and easy to manage together.

Current Teen Banking

Older children & teens

For older young people wanting more independence, with savings pods and spending insights.

Local Credit Unions

Every age

Often offer youth savings accounts with strong rates and no fees.

Tip: Let your child make a deposit in person and watch the balance grow.

02

Allowance & chore system ideas

A few approaches families use. Pick what fits yours.

Earn Everything

Children earn money only by completing assigned chores, connecting earning and spending early.

Base + Bonus

A small base allowance plus extra pay for optional tasks, balancing security and motivation.

Age-Based Flat

One idea: $1 per year of age, per week (a 9-year-old receives $9/week). Simple and requires no negotiation.

Tip: Consistency matters more than the amount. Sunday evening check-ins work well for many families.

03

Family giving & charity ideas

Giving is part of a complete money mindset.

Giving Jar

Set aside a jar for donations, and let your child choose the recipient each month to build ownership.

Birthday Giving

Ask for one small donation to a cause your child cares about alongside gifts.

Volunteer Together

Food banks, animal shelters, and community cleanups welcome families. Time is as valuable as money.

Charity Research

Have your child pick a cause and research it at charitynavigator.org to learn to evaluate before giving.

Lemonade Stand Fundraiser

One idea: your child keeps half of the earnings and donates half, combining earning, deciding, and giving.

Tip: Discuss giving the same way you discuss saving, as a normal part of managing money.

04

Conversation starters

For the car, dinner, or weekly money check-ins. There are no right answers.

Younger children

  • “Where do you think money comes from?”
  • “What would you buy if you had $10?”
  • “What is something you want to save for?”
  • “Why do some things cost more than others?”
  • “What does it mean to share?”

Older children

  • “What’s the difference between a need and a want?”
  • “If you earned $20, how would you split it?”
  • “What would you do if a friend asked to borrow money?”
  • “Why is it important to save before you spend?”
  • “What does it mean to build a legacy?”

Tip: Encourage rather than correct. Let your child lead, since the goal is thinking, not right answers.

My Fire Safety Journal

Fire safety resources for families

Family fire drill planning, a home safety checklist, carbon monoxide awareness, conversation starters, and trusted outside resources.

Open the fire safety resources
Community

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New tools, resources, and community events from legaci HQ and legaci HQ Junior.

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    Who we are

    Learn. Grow. Lead.

    legaci HQ Junior is the youth division of legaci HQ. It brings our mission to young people through journals, playbooks, workshops, and interactive learning experiences that build knowledge, confidence, and everyday life skills in practical, engaging, and accessible ways.

    Founded in 2026 by Kamille R. Read the founder story

    • LearnBuild knowledge.
    • GrowDevelop confidence and healthy habits.
    • LeadUse those skills to make a positive impact.