
Learning that helps young people grow
Practical, engaging learning experiences that build knowledge, confidence, and everyday life skills.
Interactive learning experiences
Journals, playbooks, workshops, and family learning tools, designed to be practical, engaging, and inclusive.
Interactive journals
Hands-on pages for goal setting, everyday decisions, and building habits, including My First Money Journal and My Fire Safety Journal.
Browse journalsPlaybooks
Practical guides for the next stage, including our Teen and Young Adult Playbook.
See the shopWorkshops & family tools
Bringing learning beyond the page through interactive activities, guided experiences, and practical resources for children and families.
Our Money Smart Hero Workshop is preparing for its pilot phase, offering children a hands-on introduction to earning, saving, spending, and giving.
Explore workshop partnershipsBuilding confident and empowered leaders to create a lasting legacy.
Resources for families
Use these alongside My First Money Journal, or on their own. Everything is here on the page, no download needed.
Bank accounts to explore
Options to look into together. Opening a real account can make saving feel real. Terms change, so check each provider’s current details. This is not an endorsement or financial advice.
Capital One Kids Savings
Younger childrenNo fees, no minimums, parent-controlled. A first account for watching savings grow.
Greenlight
Younger childrenA debit card for young people with parent spending controls, savings goals, and built-in chore tracking.
Chase First Banking
Younger childrenFree for children with a Chase parent account. Simple and easy to manage together.
Current Teen Banking
Older children & teensFor older young people wanting more independence, with savings pods and spending insights.
Local Credit Unions
Every ageOften offer youth savings accounts with strong rates and no fees.
Tip: Let your child make a deposit in person and watch the balance grow.
Allowance & chore system ideas
A few approaches families use. Pick what fits yours.
Earn Everything
Children earn money only by completing assigned chores, connecting earning and spending early.
Base + Bonus
A small base allowance plus extra pay for optional tasks, balancing security and motivation.
Age-Based Flat
One idea: $1 per year of age, per week (a 9-year-old receives $9/week). Simple and requires no negotiation.
Tip: Consistency matters more than the amount. Sunday evening check-ins work well for many families.
Family giving & charity ideas
Giving is part of a complete money mindset.
Giving Jar
Set aside a jar for donations, and let your child choose the recipient each month to build ownership.
Birthday Giving
Ask for one small donation to a cause your child cares about alongside gifts.
Volunteer Together
Food banks, animal shelters, and community cleanups welcome families. Time is as valuable as money.
Charity Research
Have your child pick a cause and research it at charitynavigator.org to learn to evaluate before giving.
Lemonade Stand Fundraiser
One idea: your child keeps half of the earnings and donates half, combining earning, deciding, and giving.
Tip: Discuss giving the same way you discuss saving, as a normal part of managing money.
Conversation starters
For the car, dinner, or weekly money check-ins. There are no right answers.
Younger children
- “Where do you think money comes from?”
- “What would you buy if you had $10?”
- “What is something you want to save for?”
- “Why do some things cost more than others?”
- “What does it mean to share?”
Older children
- “What’s the difference between a need and a want?”
- “If you earned $20, how would you split it?”
- “What would you do if a friend asked to borrow money?”
- “Why is it important to save before you spend?”
- “What does it mean to build a legacy?”
Tip: Encourage rather than correct. Let your child lead, since the goal is thinking, not right answers.
Fire safety resources for families
Family fire drill planning, a home safety checklist, carbon monoxide awareness, conversation starters, and trusted outside resources.
Stay in the loop
New tools, resources, and community events from legaci HQ and legaci HQ Junior.
No spam. Just updates that matter.
Learn. Grow. Lead.
legaci HQ Junior is the youth division of legaci HQ. It brings our mission to young people through journals, playbooks, workshops, and interactive learning experiences that build knowledge, confidence, and everyday life skills in practical, engaging, and accessible ways.
Founded in 2026 by Kamille R. Read the founder story
- LearnBuild knowledge.
- GrowDevelop confidence and healthy habits.
- LeadUse those skills to make a positive impact.